The fine print: Understanding the rules of the road
Recent Company News
- Home rental 101: Making the right move
- The claim game: Is your cover sufficient?
- Think like a start-up: 3 lessons for big business
- Why transport matters: The economy depends on it
- 5 Success hacks to grow your business
- 4 Reasons why co-working could be the key to kick-starting small business
- A 7-step guide to starting your own trade business
- Women’s Month focus: 5 Safety tips for women on the road
- 5 Successful business women share their secrets
- When you can’t speak: Top tips for ensuring emergency teams can access your information
- MiWay treats 100 families this Mandela Day
By: Nthabiseng Moloi, MiWay head of Marketing & Brand
Most drivers are familiar with that sinking feeling that arises as a result of an unwelcomed siren, signalling a pending fine or reprimand from the authorities. And though many try to stay within the bounds of the law when out on the open road, the reality is simply that many aren’t aware of when they are breaking road rules, something that can result in hefty penalties and making roads unsafe.
Most motorists still know precious little about traffic fines, going obliviously about their business until it’s too late. Many are also in the dark when it comes to understanding their rights in the event of a fine and it’s this information that could end up saving you plenty over time.
So what should you do the next time you’re pulled over or receive that tell-tale envelope in the mail? Here are a few key points to consider next time you receive a ‘love note’ from the authorities:
Understand the transgression
Before you pay your fine, it’s important that you understand exactly what you’ve been penalised for, ensuring that the charge is legitimate. We all know that driving over the speed limit or without a driving licence can incur penalties, but did you know that failure to comply with an officer’s instructions or taking part in any type of road sport without prior permission can also result in harsh fines? It’s vital that you familiarise yourself with the rules of the road to ensure you understand your rights and are able to avoid being fined in the first place.
Check the fine print
The world of traffic fines is a complicated one governed by many unexpected laws and regulations, the understanding of which could result in either a reduced or invalidated fine. For instance, should you be caught speeding on camera, you’ll need to receive notice of the offense within 30 days of the event in question or the fine will be deemed unlawful and invalid.
It’s also worth noting that should you pay your fine within 32 days of receiving it, you’ll get a 50% discount on the fine charge, which is a much easier way to save money than disputing the penalty. You’ll also want to check what type of notice you’ve received; a section 56 notice allows 30 days for payment, whereas a section 341 notice offers you three months to pay.
Know your rights
Fear of legal ramifications can result in people simply handing over the requested funds without question, but it’s important to understand that you are sometimes well within your rights to deny payment.
For instance, you have the right to request a photo of your vehicle in the event of a traffic fine, which needs to depict your car in a clear and indisputable manner. Additionally, should there be another car in the image, you have the right to dispute the fine’s validity.
It’s also important to know that you’re not obliged to pay outstanding traffic fines at roadblocks, despite what some suggest. However, should a warrant have been issued for your arrest as a result of unpaid fines, you might indeed find yourself behind bars.
It’s also worth bearing in mind that a fine that comes along with the implication of any type of bribe or threat is not valid under South African law.
Stand up for your rights
Should you feel that you’ve been unfairly issued with a traffic fine, there are options available to you to either get it reduced or written off via a dispute process.
You can either opt to appear in court, at which point you’ll be asked to explain the reasons why you shouldn’t pay the fine or apply to the AARTO to pay your fine in instalments, although in such instances you’ll no longer be able to have it reduced.
Ultimately, information is your critical ally when it comes to staying on the right side of the law, so make sure to stay up to date with traffic laws and regulations – it could make an enormous difference to your financial standing in the long run.
MiWay is an Authorised Financial Services Provider (Licence no: 33970)
Date Posted: 2017-03-28
Posted By: MiWay Insurance Limited
Listed under these Business Listing Categories: Financial services,
More Company News
- MiWay treats 100 families this Mandela Day
- Theft on the move: How to safeguard goods and personnel in transit
- Reducing the risk of remote jamming
- Understand the difference between voidance and cancellation of an insurance policy
- Making money from your baking hobby
- The entrepreneurial case for a co-working space
- Safe driving depends on safe braking: 5 tips to keep you safe
- Health and Safety: The recipe for a better logistics industry
- MiWay sponsors Wally Hayward Marathon for third consecutive year
- Vehicle overloading: Don’t put your business at risk
- Your employees are your greatest asset – manage them well
- Keep your cover in check – important insurance points to ponder
- Passion is the key to entrepreneurial success
- Is your tracking company tracking you correctly?
- Top tips to protect your child's identity
- Stay safe on the roads
- Time is money: Tips to help you use yours well
- Don’t be a statistic: 4 tips to avoid motorcycle hijacking
- Own the open road: Tips for trucking owner-drivers looking to improve their bottom line
- Car hire: read the fine print
- Understanding your blue light rights
- Small business deserves to be a bigger priority
- MiWay’s BusinessAssist service set to promote growth in the SME sector
- The Car Wash Conundrum: How to avoid South Africa’s latest crime trend
- MiWay launches disaster relief fund
- How to avoid buying a water-damaged car
- What happens when you neglect your home maintenance?
- Tips to improve your safety on the roads
- The fine print: Understanding the rules of the road
- The risks of business ownership
- Cover your assets: Things to consider when buying a car
- Shaping tomorrow's leaders
- MiWay backs a winning team
- New MiWay App feature that no road user should be without
- MiWay sponsors 40th Wally Hayward Marathon
- TREAD collaborates with MiWay on MiWayMTB TV show
- MiWayMTB and TREAD team up to offer MTB skills clinics
- Want to improve your MTB performance?
- MiWay keeps its promises
- What should a biker insure? A motorcycle insurance checklist for your peace of mind.
- MiWay Insurance creates jobs in Bloemfontein
- Customers show their support for MiWay
- MiWay and Tracker SA tie the knot
- Insurance innovation: MiWay fixes premiums for three years
- Car Insurance - Parts used to repair insured cars may not compromise safety!
- Useful tips for finding cheaper car insurance!
- MiWay clients benefit from Europ Assistance SA's highly equipped call centre.
- What to consider when deciding on Car Insurance.
- Home Insurance from MiWay
- MiWay.co.za - A South African Insurance Provider
- Miway to Profile Driver Behaviour for More accurate Premiums
- Insure your Boat with MiWay
Fax 2 Email
Study IT Online
Work from Home